Housing Program

CPACS Housing Counseling Department provides housing counseling and education services to low-to-moderate income renters, homebuyers, or homeowners. Our bi-lingual housing counselors speak Burmese, Hindi, Korean, Nepali, and Urdu. Our services include the following:

Homebuyer Workshop

The available seats are all occupied for the upcoming HBW on July 18th. If you register online today, you'll be registered for our next month workshop (9/19/2020).

“CPACS is limiting the number of workshop participants to follow the COVID-19 safety protocol.
Please register online by paying the fee ($30) to secure the seat. The fee will not be refundable.”

Next Homebuyer Workshop
September 19th, 2020 (Saturday)

Registration Fee: $30 To complete registration, click payment button below and pay your registration fee after submitting, then we will send confirmation email shortly.

One-on-one Counseling:

  • Financial Management/Credit Counseling: We assist our clients with Budgeting, credit counseling to build or rebuild credibility, financial coaching and setting financial goals.
  • Pre-purchase Counseling: We provide homebuyers with budgeting, mortgage readiness, fair housing rights, home buying process, home inspection and responsibility of homeownership.
  • Mortgage Delinquency Counseling: We help homeowners create emergency budgeting, apply for various loss mitigation options (forbearance, repayment plan, loan modification, short-sale, or deed-in-lieu), and/or understand the foreclosure procedure and the avoidance of eviction.
  • Rental Counseling: We provide referrals for senior housing or homeless shelters, assist the homeless-at-risk households or individuals with transitional housing, and provide intervention counseling between tenants and landlords to resolve disputes.

Group Workshops:

  • First-time Homebuyer Workshop: This is an 8-hour certificate program. We educate prospective homebuyers about budgeting and loan affordability, FHA loan vs. conventional loan, shopping for a home, home inspection vs. home appraisal, and down payment assistance programs. We help them understand the homebuying process and make informed decisions.
  • Financial Literacy Education: We educate refugee households about banking, budgeting and credit, and financial goals.